Financial technology has a tendency to be exclusionary. And, for the most part, this is truly the right way to work. The importance of information security is at an all time high–even when it comes to photos we post online–let alone consumer and business finance data. Allowing for simple (immediate?) adjustments to a credit decision management platform and the way credit decisions are made has some challenges, but we’ve recognized these challenges, studied them up and down, and designed a credit decision management engine with more lender autonomy than we’ve ever seen in the market.
Controlled Strategy
Lose the Wait. Gain Autonomy.
FNI loan origination software has always had an industry leading credit decision engine at its core. With benchmarks like decision speed, robust testing ability, and a lender-focused user interface to make management simple, our previous baseline decision engine continues to lead the industry. With this in mind, we’ve shifted the FNI DecisonCore™ credit decision management platform to be heavily lender-focused to support as much instant configuration and lender-autonomy as possible.
While there are tried and true starting points for strategic credit decisioning, it is never the time to assume that a decision strategy is meant to be left untouched. Times change, seasons change, and the world of lending can change overnight. Empowering lenders to perform instant strategy configurations is a focal point of the FNI DecisionCore™ platform. Create new strategies, implement stored or seasonal strategies, or test strategies against each other, straight from your very own lender portal.
Platform Flexibility
Make Moves. But Don’t Pull Muscles.
Pairing the ever-important and ever-present focus of information security with business continuity and lender autonomy is not a simple challenge. And we’re really glad you don’t have to worry about it. The past 3 decades (plus) of working with lenders has provided the intelligence to structure instant configurations with fall-backs. And FNI DecisionCore™ does exactly that. After all, how valuable is an instant configuration if you’re left wondering if you’ve broken a workflow or destroyed a decision strategy with the simple click of a button?
Autonomous strategy adjustment allows a lender to look beyond what’s happening today, plan for tomorrow, and execute immediately. A recent article from Forbes highlights the necessity of forward thinking in strategic decision-making:
“Leaders should align their organizations to a vision that’s beyond immediate business needs. While Blockbuster was focused on collecting late fees, Netflix had started a brand new paradigm of streaming that was more focused on customer needs.”
If you’re interested in how FNI DecisionCore™ provides lender autonomy with consideration for business continuity, schedule a demo with a loan origination expert today.
Workflow Management
Run Plays. Pull Audibles.
With the release of this credit decision management engine, we knew that immediate access to workflow management would be key. And not because we had seen it done (we hadn’t), but because we truly set out to design a lender-focused platform. In order to gain autonomy, lenders need to be able to make adjustments and enhancements to credit workflows without red tape, production timelines, and technical intervention. With DecisionCore, lenders are free to freely manipulate application workflows and even create action-based workflows, even further simplifying access to application management, and ultimately an industry leading lender tool.
While we keep an eye on what’s coming next, and continue to stay educated and prepared to push the fintech industry forward, the loan origination software experts at FNI will keep providing insights and, of course, providing hands-on and high-level service to our loan origination platform partners. If you’re ready for direct access to decision strategy management and more, talk to a loan origination expert.
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